PRC 19712

PH – 0917.3665.917 | USA – 267.245.8529


BUYERS that are Qualified for a Housing Loan thru BANK and PAGIBIG FINANCING

  • Must be Filipino citizen.
  • Must be presently working/Self-Employed
  • Must be 18 yrs and must not be 65 years old upon maturity of the loan
  • No pending legal cases.
  • No problem with marital status.
  • No unpaid credit cards or unpaid loan account
  • For an OFW, he/she must not working in a war zone countries.


  • Foreigners can own real estate properties (like Condominiums) but cannot buy and own lands in the Philippines
  • Simplest way: Foreigner should be married to a Filipino spouse

FOREIGNERS may ACQUIRE and buy real estate property in the Philippines under THESE CONDITIONS:

  • Property was acquired under the 1935 Constitution
  • Acquisition thru hereditary succession – if a foreigner is married to a Filipino spouse and the spouse dies, the foreigner will become the natural heir and will become the legal owner of the property
  • Foreigners can acquire a condo unit as long as foreign ownership is not more than 40% of the condominium project
  • For former natural-born citizens, limitations should be followed:
    • Urban Land – not more than 1,000 square meters used for Residential Purpose
    • Rural Land – not more than 1 hectare and must be exclusively used for Residential Purpose
  • For Filipinos married to a foreigner, can buy own land without restrictions as long the Filipino deemed to retain his/her Filipino citizenship.
  • Dual Citizenship can own properties without any constraints
  • Foreigners may own houses and buildings to their rented lands. Long-term contract is as good as 50 years and is renewable after every 25 years.